We charge an initial consultation fee of €150 and from there it depends on what you want us to do. It may be that we arrange a life policy and we are paid a commission and therefore there may not be any further fee or it may be that we arrange a Pension for you and you would prefer to pay us a fee rather than us taking a commission, that is up to you and will be discussed and clarified with you so that we are all clear where we stand going forward. (See our full Terms of Business under "Additional Information" below.)
It has been well documented that our population is ageing, that our future State Pension is in question and it will most certainly be under pressure. Add issues around Defined Benefit Pension schemes, and the losses some Pension funds incurred. Itâ€™s no wonder people are cynical, BUT you will retire someday and you need to save for that day and the sooner the better
When should you start saving for your childrenâ€™s education? We would say from the moment they are born. How about investing in yourself ? by enhancing your own education?
We know that sometimes it feels like you are constantly juggling money even if you are earning a good net salary ! Everybody needs a budget plan no matter what their earnings. Yet many people are throwing money away by leaving their hard earned cash sitting in no/low interest accounts in Banks, Credit Unions etc.
If you are looking for a Mortgage be it, you are a 1st Time Buyer, Trading Up or buying for Investment or Business/Commercial, we are Independent Mortgage Advisors, with access to all main mortgage providers. If you have an existing Mortgage and you want advice on how to arrive at a day when you are Mortgage free, a bit sooner, or if you currently find yourself in difficulty with your Mortgage, contact us.
That old clichĂ© fail to prepare, prepare to fail, but it's true. Your financial health and financial future is too important not to have a plan.